In most cases, there is a soft credit inquiry that is made with the 3 major credit bureaus. This soft inquiry will be removed usually within about 30-60 days.

In general*:

Almost everyone qualifies. All you need is:
– US government-issued photo ID and SS# or ITIN#
– 18 Years or older
– Income greater than $1,000 per month
– Active bank checking account with positive balance

*This goes for most companies

NO. These financing companies offer no credit needed financing, however, they do ask for your information to verify you.

YES! Your information is transmitted via 256-bit encrypted layer channel directly with the companies directly. Ballerz inc does NOT store, use, sell, rent, lease, or any other form your information.

There is no way to find out until you apply AND we run the transaction. You can call us and we can give you an estimate based on their available payment calculator.

Payments are made weekly, bi-weekly, or monthly. You can always adjust to your paycheck situation.

It depends. NOT all the above report to credit agencies. What we can tell you is that Kafene and Acima for a fact does report to one or more agencies (Equifax, Experian, and TransUnion) so timely payments can boost your credit score.